Posted by James W. Creenan | Jun 15, 2020 |
The landmark COVID-19 stimulus package, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, has been a significant tool for assisting struggling small businesses during the current international pandemic. However, the centerpiece of this legislation, the Paycheck Protection Plan (PPP)...
Posted by James W. Creenan | Jun 04, 2020 |
Pennsylvania has moved Allegheny County and Westmoreland County to GREEN as of June 5, 2020.
What exactly does GREEN mean? Here are three things to keep in mind:
First and foremost, please understand that all business should utilize safe practices regardless of how the government directs ...
Posted by James W. Creenan | Jun 04, 2020 |
On June 3, 2020, Congress passed the Paycheck Protection Program Flexibility Act of 2020 "to amend the Small Business Act and the CARES Act to modify certain provisions related to the forgiveness of loans under the paycheck protection program, to allow recipients of loan forgiveness under the pay...
Posted by James W. Creenan | May 25, 2020 |
Several Federal agencies have offered employer guidance on return to work issues.
The White House Corona virus task force is issued guidance for each state concerning reopening. That is located at http:\\whitehouse.gov/openingAmerica
The CDC issued a simple to follow that decision tree. ...
Posted by James W. Creenan | May 15, 2020 |
Many of the small businesses in our communities have struggled for their survival during the government ordered shutdown. Now that many business locations may restart modified operations, we anticipate further tension resulting from lack of clear rules associated with the closure orders.
First,...
Posted by James W. Creenan | May 05, 2020 |
Despite the uncertainty that has accompanied the COVID-19 pandemic and that still lies ahead, one thing remains certain: Most businesses will eventually reopen.
On April 16, 2020, President Trump set forth guidelines for the reopening of businesses in the United States. Additionally, governors f...
Posted by James W. Creenan | Apr 01, 2020 |
https://home.treasury.gov/system/files/136/PPP--Fact-Sheet.pdf
PAYCHECK PROTECTION PROGRAM (PPP) INFORMATION SHEET: BORROWERS The Paycheck Protection Program (“PPP”) authorizes up to $349 billion in forgivable loans to small businesses to pay their employees during the COVID-19 crisis. All loan...
Posted by James W. Creenan | Mar 31, 2020 |
Add another poster to the Wall....
The Families First Coronavirus Response Act (FFCRA) requires certain public employers and private employers with fewer than 500 employees to provide their employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID...
Posted by James W. Creenan | Mar 31, 2020 |
03/27/20
Small businesses are struggling economically in light of the COVID-19 pandemic. Many businesses have closed as a result of shelter-in-place orders, and even in states less severely affected by the virus, many non-essential businesses have closed. Further, companies that have remained op...
Posted by James W. Creenan | Mar 31, 2020 |
The Emergency Paid Sick Leave Act (EPSLA) applies to employees who are unable to
work (or telework) due to one of the following six circumstances:
1. The employee is subject to a Federal, State, or local quarantine or isolation
order related to COVID–19
2. The employee has been advised...
Posted by James W. Creenan | Mar 31, 2020 |
Covered employers qualify for dollar-for-dollar reimbursement through tax credits for all
qualifying wages paid under the FFCRA. Qualifying wages are those paid to an employee
who takes leave under the Act for a qualifying reason, up to the appropriate per diem and
aggregate payment caps...
Posted by James W. Creenan | Mar 31, 2020 |
On March 18, 2020, the Families First Coronavirus Response Act (FFCRA) was passed.
The Act has two important new laws for employees, intended to provide relief as
most people's lives have been impacted in some way by COVID-19: (1) the Emergency
Family and Medical Leave Expansion Act; and (2...
Posted by James W. Creenan | Mar 31, 2020 |
The Emergency Family and Medical Leave Expansion Act (“ELMLEA”) broadens the
scope of the Family and Medical Leave Act of 1993 (“FMLA”), making it applicable to
employers with fewer than 500 employees, including law firms, without the exclusions
found in FMLA for companies with fewer than 50 emp...
Posted by James W. Creenan | Mar 22, 2020 |
Industry
Sector
Subsector
Industry Group
May Continue
Physical Operations
Notes
Natural Resources and Mining
Agriculture, Forestry, Fishing, and Hunting
Crop Production
Oilseed and Grain Farming
Yes
...
Posted by James W. Creenan | Mar 22, 2020 |
The Life-Sustaining Business List has been updated twice in the last 3 days. Here's quick list of changes:
Accounting and payroll – now permitted
Construction – emergency repairs permitted
Insurance carrier and agencies are now permitted – but no in person sales.
...
Posted by James W. Creenan | Mar 22, 2020 |
Governor Wolf has ordered all non-life-sustaining businesses in Pennsylvania to close their physical locations as of 8 p.m. March 19, to slow the spread of COVID-19.
The ORDER is here.
The MARCH 21 LIST is here.
Many businesses are concerned about enforcement. The PA DCED includes the followin...
Posted by James W. Creenan | Mar 20, 2020 |
Click here for the Governor's Edict shutting down your business
Thursday March 19, 2020, Pennsylvania Governor Shuts Down Businesses
The full text of the Order is here:
ORDER OF THE GOVERNOR OF THE COMMONWEALTH OF PENNSYLVANIA REGARDING THE CLOSURE OF ALL BUSINESSES THAT ARE NOT LIFE SUSTA...
Posted by James W. Creenan | Mar 20, 2020 |
The categorical list of businesses closed by the Governor's Edict:
https://www.governor.pa.gov/wp-content/uploads/2020/03/20200319-Life-Sustaining-Business.pdf
A filtered list of closed businesses:
Page 2:
Posted by James W. Creenan | Mar 18, 2020 |
03/18/20
This article has been updated to reflect the U.S. Treasury announcement on 3/20. Readers should verify that no further changes have been made to the filing and payment deadlines.
The 2020 tax season is underway, but millions of Americans have yet to start preparing their tax returns. E...
Posted by James W. Creenan | Mar 17, 2020 |
Pennsylvania Department of Labor & Industry announced relaxed eligibility due to COVID-19.
Mainly, the waiting week is waived and the work search requirement is also waived.
See HERE for the changes.
Posted by James W. Creenan | Mar 17, 2020 |
The federal government's website lists actions taken by various agencies in response to the COVID-19 pandemic.
At this time, Pennsylvania areas are not included in SBA's disaster loan program.
Posted by James W. Creenan | Mar 16, 2020 |
Allegheny County has Requested Certain Non-Essential Businesses Close Temporarily
The request is to close places for the next 14 days to limit the spread of the COVID-19 coronavirus.
Click here for the link.
For convenience, the full text is here:
Allegheny County Calls Upon Non-Essential Busin...
Posted by James W. Creenan | Mar 16, 2020 |
Our existing clients know we take great pride in our client service. Due to public health concerns surrounding the coronavirus, we have adjusted our service model for the next few weeks.
In order to protect our team and to otherwise slow or limit the impact of the coronavirus, we are taking the ...
Posted by James W. Creenan | Mar 16, 2020 |
In order to avoid confusion in our communities, we are sharing the PA Department of Economic and Community Development's request for "non-essential businesses" to close temporarily in Bucks, Chester, Delaware and Montgomery Counties.
Click here for the link.
March 14, 2020
Dear business owner: T...
Posted by James W. Creenan | Mar 13, 2020 |
For some industry insight on things that can create a gap in your policy coverage. We suggest reviewing your policy with your broker/agent at least annually to ensure your questions are answered.
Click here for:
IRMI - 101 Common Commercial Lines Coverage Gaps To Avoid